Articles Published by Martin Trussell
HSA growth may hit some hurdles
April 10, 2012 - Positive news about HSA growth might lead one to draw the conclusion that HSAs and the underlying high-deductible health plans, or CDH plans, are assured a rosy future as they continue to build more and more market share. However, there may be storm clouds gathering on the horizon.
How 2012 will impact CDHPs
March 12, 2012 - The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010, but the vast changes the law intended to bring about—many of which impact consumer-driven health plans—are to be phased in gradually over a period of eight years ending in 2018.
2012 HSA changes: What you need to communicate
By MARTY TRUSSELL| December 21, 2011This year, get out ahead of the inquirers and send a link to this article to your clients who have HSAs. They will thank you for it.
Why health insurance is about to get 'weird'
By MARTY TRUSSELL | November 8, 2011
Insurance exchanges, both public and private, are poised to take choice to a whole new level in the world of health benefits.
Consumerism comes to the consumer
By MARTY TRUSSELL | October 11, 2011
The consumer-directed health care world is buzzing these days about the concept of consumer engagement.
Do rules help consumers or create more paperwork?
By MARTY TRUSSELL | October 1, 2011
Becoming a good health care consumer may get a bit easier for some if new proposed rules from the Departments of Health and Human Services, Labor and the Treasury go into effect next year as planned.
Health plans and HSAs: Two essential parts to one benefits package
By MARTY TRUSSELL | September 13, 2011
Many people are first attracted to consumer-directed health plans (CDHPs) that feature a health savings account (HSA) simply because the monthly premium is lower than that of the more traditional plan with co-pays. However, if they stop at the premium savings, they are really missing the best part of this...
Generic drug pipeline to benefit CDHP members
By MARTY TRUSSELL | August 2, 2011
Individuals and families covered by HSA-qualified, high-deductible health plans could see significant reductions in their out-of-pocket expenditures over the next 14 months as generic versions of seven of the world's 20 best-selling drugs, including cholesterol fighter Lipitor and blood thinner Plavix, hit the market.
Not your father's broker
By MARTY TRUSSELL | July 5, 2011
It seems cliché to say that the future is now, but it is. So what are you doing now to rethink your core business processes, learn from other industries, and redefine your consumer brand in order to sustain and strengthen your business model? What are you doing to become a...
HSAs hit the mainstream — now what?
By MARTY TRUSSELL | June 7, 2011
We have to ask ourselves, once these plans achieve widespread use, does the danger exist that they could experience a managed care-type backlash should unemployment rates suddenly return to early-2000 levels and the news media were to start picking up on stories of hardships that could potentially result from the...
Think twice about closing an HSA
By MARTY TRUSSELL | May 10, 2011
What to do with an HSA when an employee switches jobs or changes back to a traditional health plan.
The latest catch in high-deductible plan studies
By MARTY TRUSSELL | April 12, 2011
It seems that each week brings with it a new research study on the impact of consumer-driven health plans (CDHPs).
Consumer-driven health plans boosted by latest study
By MARTY TRUSSELL | March 10, 2011
Consumer-driven health care got another booth recently with the release of the latest study of health care claims and utilization by Aetna.
The CDHC easy button
By MARTY TRUSSELL | December 25, 2010
One of the most persistent arguments used to debunk the underlying premise of consumer-directed health plans is that "the average Joe" is not going to make the effort to become informed
Innovation - the real health care reformBy MARTY TRUSSELL | October 1, 2010
As we continue to wade through the 2,300 pages of PPACA and the 24,000 pages of regulations that are expected to emerge from the HHS
Warning: Workplace health hazards may be edible
By MARTY TRUSSELL | September 23, 2010
I recently attended a conference where I had the chance to listen to two employees of the Cleveland Clinic talk about the "culture of wellness" that the clinic is creating for its employees.
Health Savings Accounts to Play Key Roles, Post Reform
By MARTY TRUSSELL | June 9, 2010Considering all the changes PPACA will bring, especially the closing of tax loopholes, HSAs have come through the process pretty much in one piece.